Today's Houston bank rates
Deposit and loan rates from banks with a big Houston footprint, plus the national benchmarks worth knowing. Every figure is dated — always confirm with the institution before you act.
Deposit rates at Houston-area banks
APY = annual percentage yield. “—” means we couldn't verify a current published rate that day; the daily check keeps trying.
| Bank | Savings APY | Money market APY | 12-mo CD APY | As of | Source |
|---|
CD rates by term
APY = annual percentage yield, sourced directly from each bank's website. Only 4-, 6-, 8- and 11-month terms are tracked here. “—” means the bank doesn't publish that term or we couldn't verify it.
| Bank | 4-mo CD APY | 6-mo CD APY | 8-mo CD APY | 11-mo CD APY | As of | Source |
|---|
Top national offers right now
The best widely available rates in the country today — useful context when your local bank pays 0.01%.
| Product | APY | Institution | Min. deposit | As of |
|---|
Home equity line of credit (HELOC) rates
Variable APRs sourced directly from each bank's website. Intro rates are temporary — check how long they last and what the rate becomes after. “—” means the bank doesn't publish a HELOC rate or we couldn't verify it.
| Bank | Variable APR | Intro APR | As of | Source |
|---|
Loan rates — national benchmarks
National averages for the loan products Houston borrowers ask about most.
| Product | Rate | As of | Source |
|---|
How this page works
- Rates are researched fresh every morning and published with the date each figure was verified.
- Bank figures come from the banks' published rate sheets and third-party rate trackers; national benchmarks come from the FDIC, Freddie Mac, and industry surveys.
- Rates change often and can vary by branch, balance tier, and relationship. Confirm the current rate with the institution before opening an account or locking a loan.
- This page is for information only — not financial advice, and not an offer from any bank.